dear health insurance,

you are hands down (and one middle finger up)the most confusing thing ever invented. and that is above student loans and credit cards. my sneaky insurance seems to be quite a person on the run, going by three different names "student assurance services", "AIP student insurance" and "beech street".
oh wait, yes. that last one when i called them insisted they weren't "an insurance company"...very interesting...and news to me!

also fascinating is somehow having less health care options after insurance. getting denied an appointment this morning because no one could tell me if they actually took my insurance (though a person on the phone at the same place later told me they did!). and yet being told by the insurance company (no..sorry! the alias faux beech street) after getting the tax id number of the doctor's place...that it was not in their provider network. so after many phone calls and internet searches, it seems that dear insurance, you are not taken by my doctor (but actually they do take you so they say). but since the doc's isn't in the preferred provider network, (but has a 70 percent out of network co-insurance) that it doesn't matter if you are in or out, just what you gotta pay. and you are gonna pay more...

is your head spinning yet? mine sure is!!!

also fun is being told you must CALL the nurse triage line with questions when you are standing probably twenty feet from the nurses!
good times.

oh insurance you naughty insurance. i wish i never had you.
why must you be oh so complicated!!!

answer me that you fucker.
lesley